FEMA


The National Flood Insurance Program Must Be Improved: 5 Ways to Promote Climate Resilience

, lead economist and climate policy manager

If you own a home along the coast or elsewhere in a floodplain, you may have heard of the National Flood Insurance Program (NFIP). What you may not know is that this program doesn’t just provide insurance; it is also critical for how we assess risks and help protect people and property in flood-prone areas.

The NFIP is up for Congressional re-authorization in September 2017, and it’s time to consider changes that would make the program work better, especially in light of growing development in floodplains and climate change. Read more >

GAO
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Doing More to Protect Frontline Communities Ten Years After Katrina

, lead economist and climate policy manager

As we come up on the 10th anniversary of Hurricane Katrina, the terrible devastation wrought by the hurricane is in the headlines again. For those who experienced the storm first-hand, the ongoing struggle to recover is ever-present and this must be a wrenching anniversary. What can we do as a nation to support frontline communities to be better prepared and protected for future disasters? How can we better account for the growing risks to coastal communities, especially in light of sea level rise and worsening storm surge?  And how can we ensure that we channel our investments in an equitable way so as to build resilience in all communities? Read more >

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How to Fix Flood Insurance: Delaying the Biggert-Waters Act is Not the Answer

, lead economist and climate policy manager

The Biggert-Waters Flood Insurance Reform Act, which passed with broad bipartisan support in July 2012, requires the taxpayer-backed National Flood Insurance Program (NFIP) to set premiums that reflect true flood risk and will help put the program on a more financially secure footing. Now many of the same senators who voted to support these necessary and overdue reforms are set to gut them. Biggert-Waters is flawed but it can and should be fixed, not overturned or substantially delayed. Read more >

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Rising Seas and Worsening Storms Require Rethinking Flood and Wind Insurance

, lead economist and climate policy manager

In a world with rising seas and worsening storms, we’ve got to get smarter about how and where we build along our coasts. A new UCS report released today points out that our government-backed flood and wind insurance programs are encouraging risky coastal development that exposes coastal communities to harm and creates the potential for large damage costs paid for by all taxpayers. Local examples of policies that create risk are unfortunately common too: recently, New Jersey policy makers passed a bill that would allow development on piers in coastal high hazard areas, putting more people and property in harm’s way. Read more >

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Military and Civilians Alike are Battling Sea Level Rise in Tidewater Virginia

, deputy director, Climate & Energy Program

You need only drive down Messick Road in the Virginia tidewater town of Poquoson to get a sense of how vulnerable this whole region is to flooding and rising sea levels.

Read more >

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